在新西兰没有pr可以养老吗?
New Zealand is a place where you can live well and retire comfortably - as long as you're not on a tight budget. New Zealand has some of the best living costs in the world, but it also has high standards of living that are often at odds with low budgets. So how does this work in practice? For example, you might be interested to know…
1. The cost of living index (in other words, how expensive is it to live here relative to elsewhere) was 75.2 last year, down slightly from 76.8 the year before. That puts us 9th out of 114 countries in terms of cost competitiveness(竞争性).
2. A single person on the minimum wage can reasonably expect to live comfortably in New Zealand – if they don’t smoke or drink alcohol outside of special events like weddings and Christmas. Of course, it depends what you mean by ‘comfortable’. But by our measurements (我们量化的指标), someone earning the minimum wage would need about $30,000 in savings to have a chance of being comfortable after taxes and taking into account the cost of housing.
3. It will cost you around $1,200 per year just to pay for your health insurance -if you want comprehensive cover. This excludes any possible payments you may owe under the Accident Compensation Act (ACC)for treatment incurred while working, or income tax paid on earnings.
4. An average house will cost you about $630,000 if you can find one to buy; renting usually means paying more than buying.
5. Tax free personal allowances are $14,000 for singles and $17,000 for couples.
6. There are no direct estate duties in New Zealand, so when you die your estate will not be burdened by inheritance tax. However, there are some indirect taxes which will apply to property you leave behind. These include GST, which is charged at 15%, and transfer duty, which varies according to the value of the property you leave. A home worth less than $500,000 will incur no duty, but anything above that amount will attract between 2.5% and 5%.